How are medical bills paid after a car wreck? A Gastonia Personal Injury Attorney will help you find sources of money to pay your bills. If you are injure din a car wreck, you will likely be incurring substantial medical bills. Who will pay these bills? A Gastonia Personal Injury Attorney will help you decide who is responsible for your bills, and how much they will pay. It can be very complicated and difficult to attempt to handle a car accident claim without an attorney. If you want to try to handle it on your own, at least consult with a Gastonia personal injury attorney to get helpful advice, and to make sure you are not ruining your claim.
Generally, after you have been the victim of a car accident, you are entitled to receive compensation for injuries and medical bills. To do this, you typically have two options: a) File a claim with your personal car insurance company, or b) File a personal injury lawsuit against the at-fault driver. Both of these avenues will allow you to obtain compensation to help pay your medical bills. Below are the most common sources to help pay for medical bills after an accident.
The at fault driver is legally required to help get your bills paid after a car accident. In North Carolina, the legal system follows a "fault" system of liability for car accidents. This means that the individual who causes the car accident is generally responsible for the damages or injuries caused by the car accident. Typically, fault is determined either by the police officer that responds to the accident or an insurance company investigator. However, unless the at-fault driver has a large amount of money or assets available, they are typically not able to cover or provide all the money required to pay for all the damages or medical bills of the victim. Because of this, North Carolina requires all drivers to maintain car insurance. You may need a Gastonia personal injury attorney to review your case and argue that the at-fault driver's insurance is responsible for your injuries.
The insurance carrier for the at fault driver is responsible for your medical bills caused by the accident. The North Carolina minimum insurance policies required at least $30,000 in coverage for bodily injury liability, per person per accident; $60,000 per accident; and $25,000 for property damage per accident. These are just the state minimum requirements; it is wise to carry much more than the minimum, and many drivers carry $50K, $100K or more on each vehicle. A Gastonia personal injury attorney will help you find out the total amount of insurance coverage available for your claim.
Your own car insurance may help you pay your medical bills after a car accident. North Carolina also requires that every insurance policy in the state have Uninsured coverage. This coverage provides additional money that is available in case your medical bills are more then the required state minimum carried by the at-fault driver or if the at-fault driver has no insurance at all. In these situations, any additional medical bills would be covered by the Uninsured insurance coverage.
Health insurance, including medicare and medicaid can also help you pay your medical bills. However, the at fault driver's insurance is probably ultimately responsible for these bills. As a consequence, they health insurance company will want to be paid back any payments they made to medical providers for injuries related to the car accident. This is a complicated area of law called "subrogation". Keep in mind that not all health insurance policies are entitled to subrogation; contact a Gastonia personal injury attorney for assistance with subrogation.
Contact a Gastonia personal injury attorney for assistance. An attorney at Minick Law will provide a free consultation.
Generally, after you have been the victim of a car accident, you are entitled to receive compensation for injuries and medical bills. To do this, you typically have two options: a) File a claim with your personal car insurance company, or b) File a personal injury lawsuit against the at-fault driver. Both of these avenues will allow you to obtain compensation to help pay your medical bills. Below are the most common sources to help pay for medical bills after an accident.
The at fault driver is legally required to help get your bills paid after a car accident. In North Carolina, the legal system follows a "fault" system of liability for car accidents. This means that the individual who causes the car accident is generally responsible for the damages or injuries caused by the car accident. Typically, fault is determined either by the police officer that responds to the accident or an insurance company investigator. However, unless the at-fault driver has a large amount of money or assets available, they are typically not able to cover or provide all the money required to pay for all the damages or medical bills of the victim. Because of this, North Carolina requires all drivers to maintain car insurance. You may need a Gastonia personal injury attorney to review your case and argue that the at-fault driver's insurance is responsible for your injuries.
The insurance carrier for the at fault driver is responsible for your medical bills caused by the accident. The North Carolina minimum insurance policies required at least $30,000 in coverage for bodily injury liability, per person per accident; $60,000 per accident; and $25,000 for property damage per accident. These are just the state minimum requirements; it is wise to carry much more than the minimum, and many drivers carry $50K, $100K or more on each vehicle. A Gastonia personal injury attorney will help you find out the total amount of insurance coverage available for your claim.
Your own car insurance may help you pay your medical bills after a car accident. North Carolina also requires that every insurance policy in the state have Uninsured coverage. This coverage provides additional money that is available in case your medical bills are more then the required state minimum carried by the at-fault driver or if the at-fault driver has no insurance at all. In these situations, any additional medical bills would be covered by the Uninsured insurance coverage.
Health insurance, including medicare and medicaid can also help you pay your medical bills. However, the at fault driver's insurance is probably ultimately responsible for these bills. As a consequence, they health insurance company will want to be paid back any payments they made to medical providers for injuries related to the car accident. This is a complicated area of law called "subrogation". Keep in mind that not all health insurance policies are entitled to subrogation; contact a Gastonia personal injury attorney for assistance with subrogation.
Contact a Gastonia personal injury attorney for assistance. An attorney at Minick Law will provide a free consultation.
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Find out how a Gastonia Personal Injury Attorney can take the stress out of unpaid medical bills. Visit the Minick Law Firm Gastonia Attorney page.
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